This credit card payment mistake costs Americans more than $1 billion

Credit cards can be a good way to build up your credit, earn rewards and get discounts. They can also cost you a lot of money with extra fees and expenses if you are not careful about how you use them. Today's article covers a few of the common ways that Americans are misusing their credit cards and incurring costs for doing so. If you have questions about this or your financial plan overall, give your portfolio manager a call. We are here to help you make sense of it all.

How Large of a 401k Balance Do You Really Need?

How much should I save for retirement? Do I have enough saved for retirement? These are the questions we get asked the most. The truth is: there is not a one size fits all kind of answer. My dream retirement may not be the same as yours, and that means you may have more than enough saved and I may fall short of my goals, even if we both have the same amount saved. Today's article explores those questions and provides guidance on what one should be thinking as they enter their golden years. If you have questions about your own retirement plan, give us a call. We offer full financial planning services to all clients and we are happy to help. Our team includes a Certified Financial Planner™ who can provide you sound retirement planning advice.

Yes, You Can Still Buy Savings Bonds

Summer break is coming to an end (no end in sight for the HEAT, though) and school will soon be back in session. One of the most popular gifts given to students and one that can help fund their education is savings bonds. Today's article provides information on what type of bonds are still available and how one might procure them. These are a great complement to 529 Education Savings accounts and UTMA's for children and grandchildren. Please give us a call if you have any questions!

Americans are more stressed about money than work or relationships- here's why

It is no secret that financial problems can be a huge contributor to ones stress level. Taking control of your financial situation and delegating where necessary can restore a sense of well being. If you are feeling uncomfortable or insecure about your situation, give us a call. We are happy to assist with creating a financial plan- this can include a budget, long term projections, risk analysis and even consolidation of accounts. You are not alone when it comes to managing your financial future, we are here to help.

Financial Planning for Newlyweds

Today we are sharing an article about the importance of financial planning with your future spouse. Whether it is your first marriage or your fifth, sitting down together and having a frank discussion about your current financial situation, goals and wishes is crucial. We are happy to be a part of that conversation, and you may decide to include an attorney as well, who can assist with prenuptial agreements, trusts or estate planning to better protect your financial future.

Don't Leave Pets Out of Estate Planning

Planning for how you would like your estate handled at the time of your passing can be a daunting task for anyone. It is important to create a plan to fulfills your wishes and covers all of the people, animals and things that are most important to you. If you have not created a plan or if you have one that needs to be reviewed, give your portfolio manager a call and we can assist you.

Today's article highlights the importance of proper planning for all the important people & pets in your life

April is National Social Security Month

April is National Social Security Month. This is a great time to familiarize yourself with the suite of services available to you on Check out today's blog post and see all that you can learn and accomplish online.

Beware, there's a new wave of Medicare scammers

Identity theft and protection is a common topic we discuss with clients as technology has made it both easier to do business and to have your information mishandled. There are a number of steps you can take to protect your information including using secure internet only (no restaurant WIFI), maintaining complex and different passwords for financial sites, and using multi-factor authentication. Please contact us if you have any questions about this, we are always happy to assist. Remember, if you see anything in your account that gives you pause, let ARS Wealth or TD Ameritrade know so we can look into it for you. The article we are sharing today talks about a new scam around Medicare. We see these types of types of scams pop up each year and want to help our clients be more aware.

9 Things You Didn't Know Were Tax Deductions

It is that time of year again, where we sit down and begin our tax preparation. Whether you work with you own CPA, have ARS complete or go at it alone, knowing what you can deduct will help you save every dollar you can. Remember, these rules may only apply to 2017 taxes and many of the common deductions will change for tax year 2018. If you have questions or want to set up an appointment for tax planning, please give your portfolio manager a call. We are here to help!

Most States Don't Require Specific Financial Literacy Classes

It may come as a shock to you, but the average high school graduate does not know how to balance a checkbook, file their taxes or how student loans work. In fact, just 5 states require students to take at least a half- year personal finance course as part of their graduation requirements! This lack of basic financial knowledge can have a long standing impact on the futures of today's young people. The importance of budgeting, using debt wisely, and saving early for retirement is one we cannot stress enough. Today's article shares some resources to supplement what kids are learning in school.

Syndicate content
Website Design For Financial Services Professionals | Copyright 2019 All rights reserved