Blog

Before you retire make a leisure plan with purpose

Robert Powell, USA Today

During your working years, time is money. But in retirement, time is, well, leisure. Trouble is, very few pre-retirees are taking the time to figure out what they are going to do with all their free time in retirement, according to Merrill Lynch's study "Leisure in Retirement: Beyond the Bucket List." Here’s what experts say you should do to plan for all the leisure time in your golden years.

Keeping Up With the Identity Thieves

Identity thieves are upping their game. In their relentless pursuit of your personal identifying information (PII) they are constantly evolving in their technology and their techniques to stay one step ahead of you. In past blog posts we have hammered on the steps you need to take to fortify your defenses against identity theft. It is up to you to take every precaution you possibly can, but even that may not be enough. You also need to stay abreast of how they are changing their game. These are a few of the methods law agencies are reporting as increasing in use.

Advice as markets react to "Brexit": Take some deep breaths and don't do a thing

CNBC, Ron Liber

The impulse when the stock market abruptly plunges is to do something. Anything. Our life savings are often on the line, after all.

But that's just the thing: Stocks are most useful for long-term goals. So unless those goals have changed in the last day or two (and they may well have for some people who live and work in Europe), it probably doesn't make much sense to overhaul an investment strategy based on a blip of market activity.

Financial Times Top 300 Investment Advisors

ARS Wealth Advisors is thrilled to be one of sixteen firms in Florida and the only firm in the Tampa Bay area to be recognized by Financial Times. We are grateful for the opportunity to continue to serve our clients and be a trusted financial partner.

This third edition of the Financial Times 300 has assessed registered investment advisers (RIAs) on desirable traits for investors.

To ensure a list of established companies with deep, institutional expertise, we examine the database of RIAs registered with the US Securities and Exchange Commission and select those that reported to the SEC that they had $300m or more in assets under management (AUM). The Financial Times’ methodology is quantifiable and objective. The RIAs had no subjective input.

What Retirement? Americans keep working to pursue dreams

Deborah Nason, CNBC

Financial advisor Scott Hanson said his clients have been asking him why they need to retire "just because [they're] 65." There's been a shift in mind-set since 2008 due to economic realities and people living longer, said Hanson, a certified financial planner and co-CEO of Hanson McClain. "We're having many more of those conversations now, especially with clients in their 50s who are unhappy with their jobs," he said. "We ask them: 'Why live like that?'

Investors: Abandoned Funds May Be at Risk

Eileen Ambrose, AARP Bulletin, May 2016

If you get a letter from your brokerage, mutual fund company or bank saying it hasn't heard from you in a while, don't ignore it. The financial institution might be trying to prevent your investments from being turned over to your state government. States have become quicker to declare investments "abandoned" when owners lose touch with their financial firm. Once investments are seized, states try to find the owners. If that fails, shares generally are sold and the proceeds used by the state until the owners – or their heirs – claim the money.

Five Things You Should Expect From Your Financial Advisor

In the realm of investment advice, value is defined by what you receive from your advisory relationship that meets or exceeds your expectations. For most clients, it has much less to do with pricing or investment performance, than it has to do with the fulfillment of promises and commitments made at the outset of the relationship.  But the commitments will only have value if they are based on your stated needs and expectations.

Should You Have a Living Trust?

A will is the foundation of your estate plan and it is essential if your financial affairs are to be settled in accordance with your wishes. If you die without a will, or “intestate” as the law refers to it, essentially the state becomes your executor and your property will be distributed according to its laws. Drawing up a will has become so easy, and it is relatively inexpensive, leaving very little reason why everyone shouldn’t have one. The question becomes whether you should have a living trust in addition to your will.

What is a Living Trust?

Investing and Emotions: How the Average Investor Stacks Up

A study by Dalbar underscores the importance of controlling emotions and avoiding self-destructive investor behavior. From 1995–2014, the average stock fund returned 9.9% annually while the average investor earned only 2.5%. We call the gap between these results the “investor behavior penalty.”

3 Questions You Must Ask a Financial Advisor

Syndicate content
Website Design For Financial Services Professionals | Copyright 2016 AdvisorWebsites.com. All rights reserved